Benefits

All-in-one, automated benefits.

All-in-one, automated benefits.

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

Major Medical Benefits

Major Medical Benefits

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

Major Medical Benefits

Major Medical Benefits

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

Major Medical Benefits

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

Major Medical Benefits

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

Major Medical Benefits

Easily accessible plan designs

  • Blue Cross Blue Shield
  • Fully insured, Pando PEO aggregated plan
  • Multiple PPO and H.S.A. plan designs

Simplified renewal

  • Single January 1st renewal
  • Underwritten individually upon entry, but single group renewal

Flexible options

  • Four-tiered rate bands based upon group demographics
  • Pooled product with a Premium Stabilization fund that aggregates every dollar if the Pooled Loss Ratio is less than 80%
  • Allows groups under 50 employees to leave the community rated state pool with a different rate for every employee and go back to a simple four-tiered rate based upon employee only, employee + spouse, employee + child(ren), and full family

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization

Ancillary Benefits

Ancillary Benefits

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization

Ancillary Benefits

Ancillary Benefits

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization

Ancillary Benefits

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization

Ancillary Benefits

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization

Ancillary Benefits

  • Ameritas & MetLife
  • Pooled Dental & Vision product with stronger benefits and economies of scale aggregated pricing
  • Pooled Life insurance, Voluntary Life, Short Term Disability and Long Term Disability
  • Executive Life insurance and Disability for the Executive group of every Pando Member Organization